FLEXIBLE WAYS TO PAY · SELECT AT CHECKOUT

Use PayJustNow, Furniture Payments more affordable

Choose furniture for your home and split the cost with PayJustNow Pay in 3. Approved customers pay one-third at checkout, followed by two scheduled payments.

Pay in 3 is interest-free, with no provider fees if you pay on time. Approval and your available spending limit apply.

How to use PayJustNow at checkout

Choose your furniture

Check the product details and availability, then add your items to the cart.

Select PayJustNow

Choose PayJustNow at checkout. Sign in or register, then review the amounts and payment dates before confirming.

Pay in three parts

Pay the first third immediately. PayJustNow collects the remaining payments on the dates in your approved plan.

What would a R3,000 purchase look like?

R1,000

At checkout

R1,000

On your second scheduled date

R1,000

On your final scheduled date

Illustration based on a R3,000 eligible order total. Confirm the final total, including any delivery charges, and your provider payment schedule at checkout.

What you need to apply

  • Be at least 18 and legally resident in South Africa.
  • A valid South African ID, cellphone number and email address.
  • A South African-issued Visa or Mastercard debit or credit card in your name.
  • Meet PayJustNow’s employment, verification and affordability requirements.

PayJustNow determines eligibility and spending limits. Its terms include employment or self-employment and restrictions relating to debt review and insolvency. Review the full requirements before applying.

PayJustNow furniture payment questions

Are the payments always 30 days apart?

Follow the dates in your PayJustNow plan. The remaining payments are scheduled around your selected pay date; check the exact dates before confirming.

What happens if I miss a payment?

Default charges and account restrictions may apply. Check your plan and contact PayJustNow if you cannot pay on time.

Do I need to finish all three payments before delivery?

After approval and the first payment, your order follows the usual fulfilment process. Stock availability and delivery arrangements apply. Check our delivery information before ordering.

Can I pay an instalment early?

Yes. Use your PayJustNow account to pay early.

How do returns and refunds work?

Contact 5Star Furniture about the return first. Submit approved refunds to PayJustNow to update the payment plan. Keep making your payments until the provider confirms the adjustment.

Find your next piece of furniture.

Browse the collection, check what suits your space and select PayJustNow at checkout.

Provider terms apply. Read how Pay in 3 works and the PayJustNow terms and conditions. For account or payment assistance, contact PayJustNow support.