FLEXIBLE WAYS TO PAY · SELECT AT CHECKOUT
Buy furniture with Mobicred
Shop for your home using an approved Mobicred credit facility. Pay for your furniture with your available credit and repay your account monthly.
Interest and account fees apply. Approval, your available credit and the terms of your Mobicred agreement determine what you can spend and repay.
How to use Mobicred at checkout
Get your account ready
Apply through Mobicred and complete the required verification. Your account must be approved and activated before purchasing.
Choose your furniture
Check product details, availability and delivery charges. Add your furniture to the cart and select Mobicred in the payment options.
Confirm your purchase
Sign in through the payment process and enter the one-time PIN sent to your phone. Mobicred authorises the purchase against your available credit.
How your monthly repayments work
Mobicred provides revolving credit. Purchases are added to your account, and repayments help restore available credit within your approved limit.
One monthly account payment
Your statement shows the amount due for your Mobicred account.
Interest and fees
Your agreement sets out the interest rate, initiation fee and ongoing service fees.
Automatic collection
The monthly amount is collected by debit order according to your account arrangements.
Check the repayment amount and total cost in your Mobicred pre-agreement, credit agreement and statements. Your balance, interest, fees and further purchases affect your repayments.
What you need to apply
- Be at least 18 years old.
- Have a valid South African ID number.
- Have a valid bank account in your name.
- Provide a current email address and a RICA-registered mobile number.
- Supply supporting documents when requested, such as your three most recent monthly bank statements or payslips.
Mobicred assesses credit risk and affordability. Meeting the minimum requirements does not guarantee approval. Submit your financial documents directly through the provider’s official application process.
Mobicred furniture payment questions
How much will I pay each month?
Your statement specifies the repayment due. Check the provider’s agreement and account balance for the amount applicable to you.
How long will it take to repay my furniture purchase?
The repayment period depends on your account terms, balance and payments. Review the provider’s cost information before purchasing.
When can my furniture be delivered?
Once payment is successfully authorised, your order follows the usual fulfilment process, subject to stock and delivery arrangements. Read our delivery information.
Can I make additional payments?
Mobicred allows additional payments. Use its current payment instructions and confirm your account reference with the provider.
What happens if I return an item?
Contact 5Star Furniture to arrange the return. Approved refunds are processed back to your Mobicred account. Check your updated balance and payment obligations with Mobicred.
Who can help with an account or payment problem?
Contact Mobicred support about approval, activation, credit limits or repayments. Contact 5Star Furniture about the product, your order or delivery.
Find furniture that suits your home
Explore the collection and review the payment options before ordering.
Provider terms apply. Read the Mobicred terms and conditions and consult your personal credit agreement. Approval, credit limits, interest and fees are determined by the provider.